To our clients, you can now find the online portal link underneath the "Client Center" tab.

Frequently Asked Questions

Where are you located?

Head Office – Westmount
4420 Sainte-Catherine Street W.
Westmount, Quebec H3Z 1R2 Canada
T: 514-934-0586
T: 1-800-811-0527

Montreal – South Shore
Centre Complexe Dix30
9160 Boul. Leduc Suite 410
Brossard, Quebec J4Y 0E3 Canada    
T: 450-321-0001
T:
1-800-811-0527

Montreal – West Island
6500 Trans Canada, Suite #140
Pointe-Claire, Quebec H9R 0A5 Canada      
T: 514-697-0035
T: 1-800-811-0527

Calgary
1333 8th Street SW, Suite 302
Calgary, Alberta T2R 1M6 Canada
T: 403-228-2378
T: 1-800-456-0949

Ottawa Office
116 Albert Street, Suite 200 & 300
Ottawa, Ontario K1P 5G3 Canada
T: 613-366-3027

 

 

What are the services and products that you offer?

We offer the following services:
Retirement Planning
Estate Planning
Investment Planning
Portfolio Management

Through Rothenberg Wealth Management (RWM), we can offer:
Stocks
Bonds
GIC’s
Mutual Funds
Self-Directed RRSP’s & LIRA’s
Self Directed RRIF’s & RESP’s
Self Directed LIF’s, TFSA’s & RDSP’s
Individual Pension Plan (IPP)
Exchange Traded Funds (ETFs)
Flow Through Shares

RWM is a member of the Canadian Investor Protection Fund (CIPF) and of the Canadian Investment Regulatory Organization (CIRO) as well as l’Autorité des marchés financiers.

Through Rothenberg & Rothenberg, we can offer:
Life and Disability Insurance
Critical Illness Insurance
Long-Term Care Insurance
Group Benefit Plans
Group RRSP Plans
Defined Contribution Plans
Term Deposits & GIC’s
Life and Term Certain Annuities

** CIPF coverage does not apply to the Rothenberg & Rothenberg division **

Who are your clients?

We primarily work with individuals and households that have in excess of $500,000 of investable assets looking for value added expertise, service, and product solutions.

What are your fees?

We offer a cost-based account solution to new clients. As of March 31, 2022, we have discontinued transactional accounts under the traditional commission model. This decision comes after carefully reviewing the needs of our clients and changes to the regulatory environment. This does not affect existing clients.

Why do you have two companies, Rothenberg & Rothenberg and Rothenberg Wealth Management?

Rothenberg Wealth Management (RWM) is our wealth management division which offers stocks, bonds, and mutual funds. Our Wealth Management Advisors provide unbiased, transparent, and holistic planning solutions to help you achieve your financial objectives.

Rothenberg & Rothenberg is our Guaranteed Investment Certificate (GIC) and insurance brokerage division. The Company represents 25 banks and trust companies across Canada and can provide extremely competitive GIC rates without cost to you. The banks and trusts are protected by the Canada Deposit Insurance Corporation (CDIC). Our insurance division represents a multitude of insurance companies and can provide the most competitive quotes for protection suited to your specific requirements.

** CIPF coverage does not apply to the Rothenberg & Rothenberg division **

Can I access my account online?

You can access your accounts online and view the account value, individual holdings, and transactions as of the previous business days close. You have the option of getting your statements, confirmations, and tax slips in hard copy or electronically. Realized Gain and Loss Reports and Foreign Asset Reports are available as well.

The ability to trade online is not one of the services provided at our firm.

How do you keep clients up to date?

A statement of your RWM account holdings and activity is sent out monthly, or quarterly in the event the account has had no buys or sells. Trade confirmations are also sent the next business day after a trade has taken place.

Clients often choose to have online access to view their accounts and receive their statements, confirmations, and tax slips electronically. This allows them to view account values, individual holdings, transactions and performance. The ability to trade online is not one of the services provided by our firm because we encourage dialogue with our advisors.

Your Money, Your Protection

Rothenberg Wealth Management is a member of the Canadian Investment Regulatory Organization (CIRO) and covered under the regulators insurer known as the Canadian Investor Protection Fund (CIPF). Each client account is covered up to $1 million. Our custodian and back office administrator, National Bank Independent Network (NBIN Inc.) is also covered by the same insurer.

This insurance covers our clients in the event of insolvency. It does not protect investors from market fluctuations on individual securities. For more specific details to this coverage, detailed information can be found at CIPF.ca or by requesting a detailed brochure from one of our offices.

Who is National Bank Independent Network (NBIN)?

The details relating to running a wealth management firm are quite complex. Details relating to sending out client statements, confirmations, tax reporting, dividend and interest payments, reorganizations, and stock splits all need to be reported accurately and in a timely fashion. The cost can be prohibitively high for smaller firms. Most firms across the country outsource the administration of the tasks noted above to another firm. NBIN does this work for more than 400 investment firms across the country. NBIN is a fully owned subsidiary of National Bank of Canada. National Bank is the 6th largest bank in Canada. It has branches in almost every province in Canada as well as numerous representative offices in the United States, Europe and other parts of the world. It currently has $160 Billion in assets under administration, 21,600 employees and its shares are listed on the Toronto Stock Exchange.

Do you have any career opportunities currently available?

View our current job opportunities here.

RWM Fees

There is no cost or obligation to meet with one of our advisors and have a personalized overview developed for you.
Annual Cost for Registered Accounts  
Balance is over $200,000 $ 0
Below $200,000 $100
Tax- Free Savings Account $100
Registered Education Savings Plan $100
Trading – Stocks and ETFs  
Up to $ 25,000 1.35% or $85 minimum
$ 25,000 – $ 50,000 1.10%
$ 50,000 – $ 100,000 0.85%
$ 100,000 and over 0.60%
Bonds  
Purchase 0.4% per year of term to a maximum of 3%
Sell 0.3% per year of term to a maximum of 1%
Cost Based Accounts  
$1 – $1 million in assets 1.20% per annum deducted monthly
Next $1,000,000 0.75% per annum deducted monthly
Next $1,000,000 0.50% per annum deducted monthly
Above costs are blended  
Mutual Funds No cost to purchase, sell or switch.
Other  
Partial account transfer-out $75
Full account transfer-out $175
Certificate registration $100
Partial registered plan de-registration $75
Full plan de-registration $100
Swap fee (per security) $50
Unscheduled RRIF withdrawal $50
Wire transfer $50
Certified cheque $50
Cheque – not sufficient funds/stop payment $50
DAP charge (per transaction) $75
Ineligible mutual fund (per month/per fund) $35
Drip enrollment (initial fee) $35
Securities held in safekeeping (minimum per month) $35
Research fee (per hour) $75
Estate settlements $175
   
Any fees for services provided by other financial institutions will be charged through at cost.  
   

Have other questions?

Chat with us

1-800-811-0527 (Quebec)

403-228-2379 (Calgary)